When timid anti-fraud officer Frank is confronted with injustice in the insurance company where he works, he decides to shift to ‘the dark side'. But what started small and smart gets bigger day by day.
When timid Frank Van Dam, a fraud examiner for a big insurance company, is confronted with the unfairness of the system and a streak of bad luck, all his principles are challenged. Partly for revenge, partly out of financial necessity, he makes the drastic decision to cross over to ‘the other side'. With the help of charming conman Chris, his complete opposite, they commit a series of ingenious scams. But blinded by money, ambition and a lavish lifestyle, they start taking risks: what started small goes completely off the rails.